Free tools

Step-up SIP calculator

A SIP that rises every year — the way your income does.

%
%
yr
Value after
₹1.24 Cr
₹52.73 L more than a flat SIP (₹71.39 L)
You invest
₹57.19 L
Est. returns
₹66.93 L
Final year SIP
₹56,962/mo
Flat SIP would give
₹71.39 L
Invested ₹57.19 L
Est. returns ₹66.93 L
Share this result WhatsApp

Questions people ask

A SIP you increase by a fixed percentage at the start of every year — 10% is common. Your income grows most years; a flat SIP quietly shrinks as a share of it, while a step-up SIP keeps pace automatically.

Are you a mutual fund distributor?

These are the same calculators that live inside GrowOn — the CRM built for Indian MFDs and wealth planners. Inside the app, every plan you build here becomes a client-ready PDF hand-out under your own logo, saves to the client's file, and turns into a lead in one tap.

Talk to us on WhatsApp

Built with a working advisory practice. Made in India.

All results are illustrative projections at the rate of return you choose — not a promise, a forecast or investment advice. Actual returns vary with markets and are not guaranteed. Calculations ignore taxes, expense ratios and exit loads. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.