Free tools

Goal SIP calculator

Start from the target and work backwards to the monthly SIP it needs.

yr
%
Monthly SIP needed
₹14,050/mo
to reach ₹1 Cr in 18 years at 12%
You invest
₹30.35 L
Est. returns
₹69.65 L
Invested ₹30.35 L
Est. returns ₹69.65 L
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Questions people ask

At 12% a year, roughly ₹21,000 a month reaches ₹1 crore in 15 years; over 20 years the requirement drops to about ₹10,900 a month. Time does more work than amount — set your own target and years above and the calculator shows the exact figure.

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All results are illustrative projections at the rate of return you choose — not a promise, a forecast or investment advice. Actual returns vary with markets and are not guaranteed. Calculations ignore taxes, expense ratios and exit loads. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.